Investment Disclaimer

1. Publisher's Exemption & Algorithmic Impersonality

BullAlert is a financial publisher. All content, alerts, tiers, scores, and AI-generated analysis are produced by automated algorithms and distributed identically and simultaneously to all subscribers without regard to any individual's financial situation, investment objectives, or risk tolerance. No content is tailored, customized, or directed at any specific individual. This impersonal, algorithmic nature is fundamental to the Service and constitutes the basis on which it is offered. The Service Provider does not know, and has no obligation to know, whether any individual subscriber acts upon the information provided.

2. Not a Broker-Dealer

BullAlert does not execute, facilitate, or recommend securities transactions. We do not hold client funds, securities, or accounts. We do not receive commissions or transaction-based compensation. We do not provide order routing or trade execution services. If you choose to trade any security mentioned on the platform, you do so through your own brokerage account, at your own discretion and sole risk.

3. No Investment Recommendations

BullAlert does not recommend that any stock, security, or other financial instrument should be bought, sold, or held by you. No alert, tier ranking, momentum score, AI analysis, or other output of the Service constitutes a "buy," "sell," or "hold" recommendation. The presence of a stock on the platform, at any tier level, does not imply endorsement or recommendation. The alerts, tiers, scores, and AI analysis provided are purely informational tools based on publicly available data from Reddit and financial data providers.

4. Hypothetical & Historical Performance

Any performance data displayed on the platform, including but not limited to "Yesterday's Winners," historical win rates, tier performance statistics, and daily summaries, represents HYPOTHETICAL and/or HISTORICAL performance results.

HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED.

Hypothetical results do not account for:

• Commissions, fees, or slippage
• The ability to actually enter or exit positions at the displayed prices
• Liquidity constraints, especially in penny stocks and small-cap securities
• The impact of any individual trader's orders on market price

Past performance is not indicative of future results.

5. Extended Hours Trading Volatility

BullAlert operates from 4:00 AM to 8:00 PM Eastern Time, covering pre-market (4:00 AM – 9:30 AM ET), regular trading hours (9:30 AM – 4:00 PM ET), and after-hours (4:00 PM – 8:00 PM ET). Extended hours trading carries substantially elevated risk including but not limited to:

• Wider bid-ask spreads
• Significantly lower liquidity and higher volatility
• Greater price uncertainty
• Delayed or limited order execution
• Prices that may not reflect the opening or closing price during regular hours

Alerts generated during pre-market or after-hours sessions should be considered with additional caution. BullAlert is not responsible for trade execution or slippage during any trading session.

6. Data Latency & Third-Party Data

Market data, stock prices, volume figures, and other financial metrics displayed on BullAlert are sourced from third-party providers (including Reddit and Financial Modeling Prep) and may be delayed by 15 minutes or more. Real-time data is not guaranteed. Reddit sentiment data undergoes processing that introduces additional latency. AI-generated analysis may contain errors, hallucinations, or outdated information. We make no warranty regarding the accuracy, completeness, timeliness, or reliability of any data presented. You should always verify any data through independent sources before making any trading decision.

7. Risk of Loss

Trading stocks and other securities involves substantial risk of loss, including the potential loss of your entire investment. You should only trade with money you can afford to lose. Momentum stocks, penny stocks, small-cap equities, and OTC securities are particularly volatile and carry higher risk including lower liquidity and less regulatory oversight. If you trade on margin, you may lose more than your initial investment.

8. US Market Focus

BullAlert scans for US-traded stocks (including NYSE, NASDAQ, AMEX, and OTC securities) with a focus on penny stocks and small caps under $20. The information provided may not be applicable to other markets or jurisdictions. OTC and penny stocks carry additional risk including lower liquidity and less regulatory oversight. Users outside the United States should consult with local financial advisors regarding applicable regulations.

9. Do Your Own Due Diligence (DD)

Always conduct your own independent research before making any investment decision. This includes:

• Reading SEC filings and company financials
• Understanding the risks specific to each security
• Consulting with a qualified financial advisor
• Considering your personal financial situation and risk tolerance

10. Algorithmic Limitations

BullAlert's algorithms, including AI-powered analysis, are probabilistic tools that may generate false signals, miss relevant information, or produce erroneous outputs. Machine learning models may exhibit biases based on training data. No algorithm can predict future stock price movements with certainty. Algorithm updates may change the nature, frequency, or quality of alerts without notice.

11. No Tax, Legal, or Regulatory Advice

Nothing on this platform constitutes tax advice, legal advice, or regulatory guidance. Tax treatment of securities transactions varies by jurisdiction and individual circumstance. Consult qualified professionals in your jurisdiction for tax, legal, and regulatory matters.

12. Limitation of Liability

To the maximum extent permitted by applicable law, the total aggregate liability of BullAlert, its operator, employees, affiliates, and agents for any claims arising out of or relating to the Service shall not exceed the lesser of: (a) the total amount you have paid to BullAlert in the twelve (12) months immediately preceding the claim, or (b) one hundred United States dollars (USD $100).

In no event shall BullAlert be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to damages for loss of profits, trading losses, goodwill, data, or other intangible losses, regardless of whether BullAlert has been advised of the possibility of such damages.

13. Governing Documents

This Disclaimer is incorporated into and forms part of the Terms of Service. By using the Service, You agree to be bound by both this Disclaimer and the Terms of Service. In the event of any conflict between this Disclaimer and the Terms, the more protective provision shall prevail. Please also review our Privacy Policy.

14. Contact

For questions about this Disclaimer, contact us at adrian@bullalert.ai.